Fintechbits

Archive

October 2026

  1. Nigeria's National Payment Stack Runs on Open-Source Code NIBSS Can Change Itself
  2. YouHodler Italy Gets a MiCA Licence for Five Services, and Lending Is Not One of Them
  3. Zip Cash Takes Zip Beyond Checkout With $500 Loans, but the Price Is Still Missing
  4. Interactive Brokers Staking Starts With Ethereum and No Disclosed Reward Split
  5. Bakkt Credit Card Plan With Thredd Settles in Stablecoins, but the Details Are Missing
  6. Visa China Approval Starts a Licensing Clock Mastercard Took Nearly Four Years to Run
  7. Experian Power Profile Plus Takes the Repeat Charges Out of Mortgage Soft Pulls
  8. FIS Agentic Insights Suite Gives CFOs a Forward Cash Forecast Built on FIS Data
  9. Unit21 Corelation Deal Puts Fraud Action Inside the Credit Union Core
  10. Hiroki Takeuchi, the GoCardless Founder Who Stayed
  11. Pagaya ABS Count Reaches 100 With a $650 Million Auto Loan Deal
  12. Kraken UAE Launch Gets the Green Light as VARA Grants Payward Full Market Approval
  13. Carta Luxembourg Licence Turns a Cap Table Company Into a Regulated Fund Administrator
  14. We Asked Industry Leaders How Banks and Fintechs Should Prepare for Quantum Threats
  15. Instant Payments, Instant Fraud: What Rules-Based Systems Miss
  16. Ramp Valuation Reaches $60 Billion With a $1.85 Billion Raise
  17. Ledger CryptoBilis Attack Went Around the Chip, Not Through It
  18. AvaTrade FXCM Deal Breaks Up One of Retail Forex's Oldest Brands
  19. Linguard Labs Takes Over the Chivo Wallet and Promises Free Remittances
  20. U.S. Bank Protect 360 brings paid identity protection into the banking app
  21. CADD stablecoin gets a global payout route through RemitBee's RPass
  22. Corpay Cross-Border Extends Its FX Deal With World Baseball Softball
  23. Morningstar Direct AI turns the Direct terminal into an agent platform
  24. Viamericas Remittance Network Expands Payouts in Ethiopia and Morocco
  25. Chase Payroll moves into Chase Business Online, with Gusto doing the work
  26. ConnexPay MIDOCO Integration Brings Supplier Virtual Cards Into Travel Back Offices
  27. Tereina launches SAP Pay with Circle's USDC and EURC built in
  28. Payroc for Developers Bets That AI Agents Will Build Payment Integrations
  29. Coinbase Deribit integration puts US and offshore crypto options in one book
  30. Bron FaceScan Brings Face-Based Recovery to Self-Custody Crypto Wallets
  31. Affirm Antom deal and Klarna's Wayfair renewal show two routes to the BNPL checkout
  32. Lumin Signal Brings Product Analytics Into Credit Union Digital Banking
  33. Navra Series A: Mike Cagney's $19 million bet on one app for on-chain finance
  34. Altruist Donor-Advised Funds Bring Charitable Accounts Into the Adviser Platform
  35. Ripple Prime lands Brevan Howard as a multi-asset prime brokerage client
  36. PollyOS Puts Mortgage Pricing, Hedging and Loan Sales on One Engine
  37. OKX investment from Circle, Ripple and Standard Chartered keeps its $25 billion valuation
  38. Navra Series A Gives Mike Cagney $19M to Bring Mainstream Money Onchain
  39. Plaid LendScore 2 claims 42% better credit prediction than bureau data alone
  40. Klarna Wayfair Partnership Renewal Brings Always-On 0% APR Financing
  41. Venmo Credit Card Adds a Split-to-Earn Bonus From 15 October
  42. Ant International Brings the HSBC Tokenised Deposit Service to Its Middle East Treasury
  43. Payward Singapore Gulf Bank Partnership Targets Round-the-Clock Dollar Settlement
  44. M1 Advisor Puts a Fiduciary Duty Behind an AI Financial Adviser
  45. Better Board Control Shifts to Vishal Garg After a 52.02% Consent Result
  46. Spiko Series B Brings $90M to Europe's Biggest Tokenized Cash Fund Issuer
  47. Basware Trustpair Deal Closes and Joins Invoice Checks to Payment Fraud Controls
  48. Stripe Capital Gets FedEx Shipping Data in a Bet on Logistics-Based Lending
  49. Modern Treasury Trust Bank Application Tests the OCC Charter Route
  50. Plaid LendScore 2 and Instant Link Push Plaid Toward the Credit Bureau Business
  51. Experian Cashflow Data Bureau Puts Bank-Account Underwriting Under the FCRA
  52. Valon Series D Values the Mortgage Servicing Platform at $2.3 Billion
  53. Valley Bluevine Acquisition Pays $340 Million for $2.1 Billion in Small-Business Deposits
  54. BNY Payward Talks Would Link a Custody Bank to Kraken's Infrastructure Arm
  55. OpenPayd Nasdaq Listing Plan Rests on $73 Million in Revenue and a SPAC Trust Test
  56. ICBA OCC Lawsuit Challenges National Trust Charters for Crypto Firms
  57. Barclays Claude Rollout Targets Half of Its Developers by Year End
  58. Hosam Arab and the Cash Problem That Built Tabby
  59. Monarch HMBradley Acquisition Gives a Budgeting App a Banking Team
  60. Stripe Parafin Acquisition Brings Embedded Small-Business Lending In House
  61. What is open banking?
  62. What is embedded finance?
  63. What is pay by bank?
  64. What is Banking-as-a-Service?
  65. Nubank Monzo Takeover Talks: Nu Holdings Denies Pursuing a Deal
  66. BNB Plus Moves From BNB Treasury Holding Toward Institutional Infrastructure
  67. SimpleClosure QuickBooks Partnership Tackles Orphaned Payroll Tax Accounts
  68. Compliance From Day One: What Fintech Leaders Say Founders Get Wrong
  69. The Compliance Changes That Caught Finance Teams Off Guard
  70. What are agentic payments?
  71. What is a stablecoin?
  72. Al Salam Bank Is First to Adopt J.P. Morgan's Overnight Murabaha
  73. Fiserv Digital Asset Platform Goes Live With a North Dakota Stablecoin
  74. GoodLeap Home Card Pairs a HELOC-Backed Visa With a $50 Million Cross River Facility
  75. Moody's a Private Credit Default View Built on Allvue Data
  76. Fifth Third Innovation Banking Folds Comerica's Venture Franchise Into Newline
  77. Visa Stablecoin Data Shows Business Cards Carrying 17% of Stablecoin Volume
  78. Schwab Charley Brings a Generative AI Assistant to Retail Clients in October
  79. Eaglebrook Crypto Direct Indexing Puts an S&P Index Into Client Accounts
  80. Socure mDL Verification Arrives After Regulators Accept Digital IDs
  81. Mastercard Agent Pay Adds a Probability Score for AI-Initiated Purchases
  82. Vera World Mastercard Launches With Switchable Rewards Modes on Zeta's Platform
  83. ICE Wells Fargo MSP Renewal Puts the Full Home Loan Servicing Portfolio on One Platform
  84. Elio Mortgage Raises $5.1 Million Pre-Seed to Run an AI-Native Brokerage
  85. Pagaya VFN Facility With ATLAS Sets Up Nearly $700 Million for Personal Loans
  86. Citi Instant Payments on Swift Reach AUD, GBP, INR and USD
  87. The Robo-Advisory Paradox: Why Algorithmic Scale is Eroding Client Retention and Margins
  88. The Chargeback Tax: Why Your Product Strategy is Bleeding Margin and Triggering Network Penalties