Fintechbits

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Regulation news

Regulation covers the decisions themselves: rules proposed and finalised, licences granted and refused, enforcement actions, consent orders and the penalties attached to them. Fintechbits follows what a supervisor did and what it now requires a firm to change, across the SEC, CFPB, OCC, FDIC, FinCEN and the Federal Reserve in the United States, the FCA and Bank of England in the UK, and the ECB, EBA and national regulators applying MiCA and PSD3. Coverage extends to the comment periods, lobbying and court challenges that decide whether a rule survives contact with the industry. It is an event hub rather than a subject: the compliance software a firm buys to meet a rule belongs under regtech, and a rule aimed squarely at one market, such as stablecoin reserves or open banking access, is covered on that market's hub as well.

Latest developments

Revolut received a full banking licence in Colombia, its sixth worldwide, and Argentina's central bank cleared its purchase of Banco Cetelem from BNP Paribas Personal Finance. In US mortgages, the FHA will accept both VantageScore 4.0 and FICO Score 10T from 1 January 2027. Corpay has settled the FTC's fuel card case for $100 million.

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Latest regulation coverage