Regulation covers the decisions themselves: rules proposed and finalised, licences granted and refused, enforcement actions, consent orders and the penalties attached to them. Fintechbits follows what a supervisor actually did and what it obliges a firm to change, across the SEC, CFPB, OCC, FDIC, FinCEN and the Federal Reserve in the United States, the FCA and Bank of England in the UK, and the ECB, EBA and national regulators applying MiCA and PSD3. Coverage extends to the comment periods, lobbying and court challenges that decide whether a rule survives contact with the industry. It is an event hub rather than a subject: the compliance software a firm buys to meet a rule belongs under regtech, and a rule aimed squarely at one market, such as stablecoin reserves or open banking access, is covered on that market's hub as well.
Regulatory Updates—Marvin Evans—September 20, 2026
A Los Angeles law firm is soliciting Klarna shareholders over the August guidance cut. The filings point at currency and accounting, not lost business.
September 13, 2026
FICO announced that FHA-approved lenders will be able to use FICO Score 10T for mortgage underwriting starting January 1, 2027, the exact same effective date VantageScore 4.0 got for its own FHA approval, announced within hours of FICO's release on the same morning. That is not a coincidence. It is two competing credit-scoring companies racing
September 13, 2026
The Federal Housing Administration will start accepting VantageScore 4.0 on mortgage applications beginning January 1, 2027, closing the last gap in a rollout that's been building since May. With FHA on board, VantageScore 4.0 is now cleared across every government-sponsored mortgage channel: Fannie Mae, Freddie Mac, the Federal Home Loan Banks, the FHA, and the
September 11, 2026
Wolters Kluwer rolls out continuous compliance analytics inside its Wiz Suite, giving banks and credit unions real-time CRA performance tracking.
September 11, 2026
Elliptic publishes an agentic crypto compliance standard: eight principles for governing AI agents that originate and settle on-chain transactions.
September 10, 2026
Lumin Digital's new open banking integration with MX moves banks and credit unions off screen scraping ahead of a still-unsettled CFPB rule.
September 8, 2026
Fintech bank charter rejections just got a second high-profile example: the Office of the Comptroller of the Currency rejected bunq's application for a US national bank charter on August 7, citing gaps in capital planning, credit risk modeling, management experience, profitability assumptions and familiarity with US banking rules. It is the second high-profile fintech charter
September 4, 2026
Nacha and dhango, Preferred Partner designation, announced September 3. The new Nacha dhango partner designation names dhango, an Austin-based payments infrastructure company, a Nacha Preferred Partner covering risk and fraud prevention, compliance, and open banking. Nacha is the organization that governs the US ACH network, which processed 35.2 billion payments worth 93 trillion dollars in
September 3, 2026
Revolut US bank charter plans just cleared a major hurdle: conditional approval from the Office of the Comptroller of the Currency to become a national bank in America, a step two of its European rivals failed to clear just weeks earlier. The proposed entity, Revolut Bank US, N.A., still needs sign-off from the FDIC on
August 3, 2026
Mandela Dollar applications opened on July 18 for financial institutions, intergovernmental bodies and policy research groups, with Mandela Digital inviting institutional participation in a proposed dollar-backed stablecoin aimed at Africa, Southeast Asia, Latin America and diaspora remittance corridors. The window opened on Nelson Mandela International Day and runs 67 days, one for each year of
July 25, 2026
Klarna BNPL regulation took effect across the UK on July 15, bringing deferred payment credit under Financial Conduct Authority oversight. Klarna marked the change with a commissioned survey saying most consumers expect the rules to maintain or improve trust. OnePoll surveyed 2,000 UK adults in early May. According to Klarna, 87% said regulation would increase
July 14, 2026
Ruleguard Continuous Assurance is a bet that regulated firms are done reconstructing their compliance position after the fact. Ruleguard has launched a Continuous Assurance Platform aimed at getting financial firms off the periodic compliance cycle, the quarterly or annual review model, and onto something closer to a live, continuously updated view of where they stand
June 30, 2026
UK ISA 22% tax on cash interest is now official. The government confirmed on June 23, 2026, through an HMRC factsheet, that interest earned on cash held inside Stocks and Shares ISAs will face a 22% charge from April 2027. In plain terms, you could get a tax bill on money sitting in your Stocks
