Topic
UK rules and licences moved together: FCA safeguarding rules require payment and e-money firms to reconcile customer funds every working day, report monthly and face annual audits, and Pliant now has FCA authorisation to serve UK clients through its own regulated entity. In the US, the FTC, California and seven states are suing Toast over fees, cancellations and support, while the OCC has given Ripple final approval for a national trust bank to hold RLUSD reserves. Elsewhere, France's ACPR has authorised Flowdesk Europe for stablecoin custody and transfers, and Ant International is licensed for card acquiring and stored value in the UAE.
Summarised with AI from the Fintechbits articles above and checked against them. How we use AI
A Wall Street trade group wants a judge to undo the CFTC's approval of perpetual contracts on single US stocks. Exchanges racing to list them are watching.
Marvin EvansNovember 4, 2026
Animoca Brands has a full fund management permission in Abu Dhabi, a step further than the in-principle approvals other crypto firms have announced there.
Marvin EvansNovember 3, 2026
Regulators in the EU and UK now oversee the biggest cloud providers directly, but banks and fintechs still own the risk. Two industry voices explain what changed in their vendor work, from document routes to exit tests.
Charitarth SindhuNovember 3, 2026
The EU's single anti-money laundering rulebook applies from 10 July 2027, and the new authority finalised its first customer due diligence standards in October. For most fintechs, the hard part is data, not the headline rules.
Charitarth SindhuNovember 1, 2026
Since 7 May 2026, UK payment and e-money firms have had to reconcile customer funds every working day, report monthly and face annual audits. Six months in, the first audit cycle is about to test whether firms are ready.
Charitarth SindhuOctober 31, 2026
The FTC, California and seven states are suing Toast over fees, cancellations and support. The part Toast's response leaves out is how its embedded loans make leaving more expensive.
Marvin EvansOctober 30, 2026
Phantom has opened Kalshi's event contracts to US users inside its crypto wallet. The CFTC relief that makes this possible comes with conditions the launch announcement skips, including shared liability for Kalshi.
Marvin EvansOctober 29, 2026
The OCC has given Ripple final approval for a national trust bank to hold RLUSD reserves. A dozen other crypto charter bids are still in the queue.
Marvin EvansOctober 28, 2026
Alpaca won in-principle approval from Abu Dhabi's FSRA for a UAE brokerage and virtual asset custody entity. Fintechbits notes it is Alpaca's second in-principle approval in a month, and neither one is a licence.
Marvin EvansOctober 27, 2026
Revolut has a Gibraltar DLT licence for a new crypto entity serving markets outside the UK and EEA. The release names no country, product or launch date for it.
Charitarth SindhuOctober 22, 2026
Beneficial ownership reporting was rolled back in the US but tightened elsewhere. Three finance leaders share what changed and how founders can prepare for the next rule.
Charitarth SindhuOctober 19, 2026
France's ACPR has authorised Flowdesk Europe as a payment institution for stablecoin custody and transfers. Fintechbits notes the licence lands about seven months after the EBA's 2 March 2026 enforcement date for such firms.
Marvin EvansOctober 19, 2026
The Berlin commercial card issuer has FCA authorisation to serve UK clients through its own regulated entity. Fintechbits notes the release names no former UK partner and no migration date.
Charitarth SindhuOctober 18, 2026
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Every Fintechbits regulation story this year, by month.
