Paysafe, the NYSE-listed payments company behind Skrill and paysafecard, launched PaysafeWallet in Croatia, Bulgaria and Estonia on 28 October 2026, making the wallet available in every euro-area market plus Poland, 22 countries in all, according to Paysafe’s announcement. Fintechbits tracked the rollout: in August 2026, Fintechbits covered PaysafeWallet’s launch in Poland, where it offered a personal IBAN, a virtual debit card and cash top-ups in zloty, and the Croatia, Bulgaria and Estonia launch now completes coverage of the euro area. The Polish launch piece set out the strategy of turning prepaid card buyers into account holders.

What PaysafeWallet offers

PaysafeWallet gives users an IBAN account and a personal Mastercard debit card, and supports Apple Pay and Google Pay, SEPA transfers across the euro zone, peer-to-peer payments and payouts into the account. Users can load money by bank transfer or, more unusually, top up with cash through paysafecard.

The cash route is what sets the product apart. Plenty of European apps offer an IBAN and a debit card, from neobanks to fintech lenders such as Revolut, whose UK loan pricing Fintechbits examined. Few let a customer walk into a shop with banknotes and turn them into a digital balance. Bob Legters, Paysafe’s chief product officer, describes the three new countries as “dynamic digital markets”, but the cash feature is what separates this product from a standard e-money account. Paysafe is converting its prepaid card base into wallet customers, as it did in Poland, and the strategy makes most sense in markets where cash still matters.

The release gives no user numbers, fees or targets for the wallet, so there is no way to judge how the Polish launch has performed. Paysafe processed $167 billion of annualized volume in 2025 across all its businesses, according to the release, but it does not break out the wallet.