Fintechbits

Topic

Payments news

Payments covers how money moves: the card networks, processors and acquirers behind a checkout, the bank rails underneath them (ACH, SEPA, instant payments and ISO 20022) and the cross-border corridors that connect them. Fintechbits tracks the plumbing most people never see: who is issuing and processing cards, which merchants are switching acquirers, which real-time payment schemes are going live, and where settlement still takes days. Coverage follows the companies building those rails, from Visa and Mastercard to Stripe, Adyen, Checkout.com and Marqeta, and the regulatory decisions that shape what they can charge. Stablecoin settlement appears here only where it touches an existing payment rail; the rest sits under stablecoins.

New to the subject? Start with the explainers: What are agentic payments?, What is pay by bank?, What is a payout platform? and What is merchant acquiring?

Latest developments

UK payments regulation is tightening, with FCA rules now requiring payment and e-money firms to reconcile customer funds every working day, report monthly and face annual audits, as the first audit cycle approaches. Card networks are also testing agentic payments: Visa and Mastercard programmes already let AI agents complete real card purchases, but liability for mistaken authorised purchases remains unresolved. Operational changes remain a risk for fintechs, as sponsor bank exits and processor changes reshape cases involving Mercury, Chime and the Apple Card.

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Latest payments coverage

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Earlier in 2026

Every Fintechbits payments story this year, by month.

October 2026

September 2026

August 2026