Marvin Evans is a fintech sales leader and industry commentator with expertise in derivatives pricing, risk analytics, and financial technology strategy. He has worked closely with banks, insurers, and financial institutions across sell-side and buy-side markets, helping firms navigate data, analytics, and technology transformation. Through Fintech Bits , Marvin shares insights on fintech innovation, AI in finance, venture funding, and digital banking trends, with a focus on how technology is reshaping global financial services.
Fintech—Marvin Evans—May 18, 2026
Mobile payments will hit $6.78 trillion in 2026. Apple Pay, Google Pay, PayPal and real-time rails are reshaping global commerce. We break down who is winning and what comes next.
AI in Finance—Marvin Evans—May 18, 2026
Embedded finance trends 2026 feature a market moving from aspiration to architecture, with payments, lending, insurance, and banking integrating directly into non-financial platforms. According to a February 2026 Mordor Intelligence report, the embedded finance market is projected at $155.96 billion in 2026, growing to $454.48 billion by 2031 at a 23.84% CAGR. Gartner forecasts that
Banking—Marvin Evans—May 18, 2026
SMB digital banking 2026 features a market where over 30 million US small businesses can choose from more digital banking platforms than ever, with differentiation now sitting in product fit rather than feature counts. According to a June 2025 Morning Consult survey for the Financial Technology Association, 98% of small businesses report high satisfaction with
Banking—Marvin Evans—May 18, 2026
Personal finance management 2026 features a sector that has moved from spending-display apps to platforms that act on financial data on a user's behalf. Mint launched in 2006, Betterment in 2008, and Robinhood in 2013, and the category has since cycled through hype, regulatory scrutiny, and consolidation. According to Fortune Business Insights, the global personal
Banking—Marvin Evans—May 18, 2026
Crypto payment providers 2026 operate within a regulatory framework that has shifted from enforcement-led ambiguity to defined compliance rules. According to Cleary Gottlieb's 2026 digital assets regulatory update, US regulators moved from "enforcement-heavy crypto-scepticism to a determined focus on flexibility for market participants to engage with digital assets and distributed ledger technology." The shift centres
Banking—Marvin Evans—May 18, 2026
Crypto exchange regulations 2026 mark a significant reversal in US enforcement posture toward digital asset firms compared with the prior administration. Exchanges that had been defending Biden-era allegations of operating as unregistered securities exchanges and broker-dealers saw those cases dropped in 2025 without substantive findings. According to Morgan Lewis, the dismissals followed a January 2025
AI in Finance—Marvin Evans—May 18, 2026
Challenger banking 2026 features a sector where Monzo, Revolut, N26, Starling, Chime, and Nubank collectively serve hundreds of millions of customers across multiple jurisdictions. Their growth has prompted traditional banks to accelerate digital transformation programmes. Heading into 2026, sector activity centres on which firms are building the next innovation layer on top of mobile-first, low-fee,
Banking—Marvin Evans—May 14, 2026
Revolut has FCA approval for portfolio management and private wealth services. With a £500K private banking threshold and £750M AUA, we analyse what it means for UK fintech.
Banking—Marvin Evans—May 14, 2026
Bitcoin commodity rally participation has, in a word, failed. Copper is up roughly 5% this week. Wheat has surged around 10%. Energy markets are bid across the board on supply disruption and geopolitical pressure. These are not modest moves. They are markets reacting with precision to scarcity, constrained supply chains, and the kind of macro
AI in Finance—Marvin Evans—May 14, 2026
By the Fintechbits Editorial Desk | May 13, 2026 Global business banking is fracturing along a fault line that most people in the industry sensed but could not quite name. On one side sits the domestic financial operating system, the world of corporate cards, expense management, bill pay, and treasury automation for companies whose money
Breaking News—Marvin Evans—May 13, 2026
Wise has moved its primary listing from London to Nasdaq. We analyse what this means for UK fintech, London's capital markets, and the companies likely to follow.
Breaking News—Marvin Evans—May 13, 2026
UK fintech political risk has, once again, climbed to the edge of a leadership precipice. As of this week, more than 77 Labour MPs have publicly called on Prime Minister Keir Starmer to resign or set a timetable for his departure, following Labour's catastrophic performance in last week's local elections. The party lost nearly 1,500
