March 8, 2026
By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Fintech for trades has quietly become the most important shift I have seen in how small contracting businesses manage money. When I started J&J Plumbing Services, my "accounting system" was a literal shoebox of receipts on top of the fridge and a spiral notebook in the glovebox. I
March 7, 2026
By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services The ServiceTitan IPO embedded finance explosion sent a shocking signal to Wall Street in late 2024, proving that the greatest threat to traditional banks isn't another bank, it's the software your plumber uses While most fintech observers shrugged at what looked like a simple scheduling and dispatch platform
March 5, 2026
Author: Darren Tredgold, General Manager, Independent Steel Company B2B payment processing is quietly bleeding regional distributors dry. A $40,000 steel order run through a credit card attracts roughly $1,200 in merchant fees, and the truck that delivered it to site cost less than that in fuel. That ratio should bother every distributor in the country. Yet most
March 4, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant DAC7 freelancer payments have gone through a complete transformation since the EU directive took effect in January 2023. Two full reporting cycles are now complete, enforcement is tightening across all 27 member states, and the way platforms handle cross-border income has changed for good. So what does
March 4, 2026
By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Payday Super is about to change every payment cycle for every employer in Australia. If you run a trades business and you have not started preparing for Payday Super, you are already behind. On 1 July 2026, every Australian employer will be required to pay superannuation at the
March 3, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Industry leaders share what businesses should prioritise when choosing a platform to pay freelance contractors across borders, from hidden fee structures to compliance automation and contractor retention. When businesses pay freelance contractors overseas, one payment feels simple enough. But when you need to pay freelance contractors across
March 3, 2026
Author: Darren Tredgold, General Manager, Independent Steel Company Climate risk business lending is no longer a future problem. Climate risk business lending rules are reshaping the way banks assess every loan application from regional SMEs right now. And most business owners have no idea the goalposts have moved. I run a steel distribution company with three branches
March 2, 2026
Author: Darren Tredgold, General Manager at Independent Steel Company Trade credit fintech is one of the most overlooked intersections in the entire B2B payments space. Trade credit fintech solutions barely exist for regional distributors, and that is a problem worth billions. I manage a steel distribution company with three branches across South-East NSW. We supply structural steel,
February 28, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant We asked 10 industry leaders for the one lesson every private fintech should take seriously. The most important fintech IPO lessons of 2025 came from two companies that were supposed to be success stories. Chime listed on the NASDAQ in June at $27 per share, peaked at
February 24, 2026
By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Every time a plumber crawls under a house, they see things no insurer, no appraiser, and no algorithm can see. Pipe materials hidden inside walls. Moisture stains behind cabinets. Wiring that should have been replaced a decade ago. Sump pumps held together by hope. This information gets written
February 23, 2026
Author: Hasan Can Soygök, Founder, Remotify.co There is a growing disconnect between the people who manage money on paper and the people who manage it in practice. Finance professionals spend their careers building accurate reports and refining dashboards. Yet across industries, the operators and small business owners who handle money every day keep arriving at the same
February 23, 2026
By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services I run a plumbing and renovation business. So when fintech people talk about embedded finance, they usually mean retail checkout pages or SaaS dashboards. They rarely mean the kitchen table where a homeowner is staring at a five-figure quote for a bathroom renovation. That is starting to change.
