Tag

Credit Scoring

FICO Fires Back With Its Own FHA Approval, Same Day as VantageScore’s

FHA lenders can use FICO Score 10T from 1 January 2027, the same date VantageScore 4.0 received, and FICO announced within hours of its rival. Neither wanted to be second.

Marvin EvansSeptember 13, 2026

Lending

VantageScore 4.0 Gets the Last Government Holdout: FHA Will Accept It in 2027

With FHA on board from 1 January 2027, VantageScore 4.0 is cleared across every government mortgage channel. The FHA insures roughly one in five US mortgages.

Marvin EvansSeptember 13, 2026