February 21, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant The neobank hype cycle is over. After years of burning through venture capital to chase user growth, the digital banking sector is hitting a wall. Roughly 76% of neobanks worldwide are still losing money. Only 23 out of 453 global digital challenger banks are operationally profitable. The
February 19, 2026
Stablecoins are no longer a crypto experiment. They are becoming the plumbing behind how businesses pay each other across borders. B2B stablecoin payment volumes grew 733% year-over-year in 2025, reaching $226 billion. That is still a fraction of global B2B payment flows, but the trajectory is hard to ignore. Visa launched stablecoin settlement in the
February 17, 2026
The finance world is going through a quiet revolution. Not the flashy, crypto-bro kind. The kind where the boring stuff, how loans get approved, how data moves between systems, how decisions get made, is being rebuilt from the ground up. We asked founders and executives across fintech and tech what trends in finance they're most
February 16, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant For years, ETFs mostly meant passive investing. You bought an ETF, you got “the market,” and you got it cheaply. That story is still true, but it is no longer the full story. The more newsworthy shift is this: active ETFs are growing fast, and the growth
February 16, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Open banking is a simple idea. You should be able to share your own financial data with whoever you choose. Want a budgeting app to see your transactions? A lender to check your real income instead of just your credit score? That should be your call, not
February 16, 2026
AI is making lending decisions, flagging fraud, and managing investment portfolios. Regulators are catching up. And the fintechs caught in the middle are trying to build compliance frameworks for rules that keep shifting under their feet. We asked industry leaders what compliance challenges they're seeing on the ground as AI takes on a bigger role
February 14, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Valentine’s shopping is not calm shopping. It is deadline shopping. People wait longer than they should. They buy late because they want the “right” gift. They buy late because life is busy. They buy late because they underestimate how quickly the date arrives. Then they need the
February 13, 2026
Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Valentine’s Day looks like a romance holiday on the surface, but in finance terms it is a predictable, short, high-pressure surge in consumer demand. People buy because the date is fixed. They buy because they do not want to miss the moment. That creates a burst of
February 13, 2026
B2B buy-now-pay-later (BNPL) is growing faster than consumer BNPL for a simple reason: businesses buy to keep work moving, not to splurge. When cash flow timing gets messy, flexible payment terms can be the difference between “project continues” and “project stalls.” In consumer BNPL, the story has matured. Many shoppers already have access, default risk
February 11, 2026
Vertical SaaS used to win on workflows. The pitch was simple: replace spreadsheets, remove admin pain, standardise operations. That model still works, but founders we spoke to say it is no longer where the biggest upside sits. The centre of gravity is shifting from subscription revenue to transaction-led revenue, where payments, lending, and insurance are
May 21, 2025
From Niche Alternative to Financial Powerhouse Private credit has graduated from financial wallflower to the belle of the capital markets ball. Now, it generates headlines that used to be for big IPOs. It has moved from being an alternative investment to a mainstream player. Assets under management reached $1.5 trillion in 2024, according to recent
May 16, 2025
The Generative AI Revolution in Finance Generative AI has graduated from buzzword to backbone in financial services for 2025, dominating the latest breaking news updates across the sector. Against a backdrop of current world events and news, Goldman Sachs’ GS AI Assistant and Banker Copilot now empower 10,000 employees, boosting software engineering throughput by 20
