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Browsing: Fintech Growth

Primary bank loyalty chart showing customer fragmentation across financial products
Primary Bank Loyalty: 7 Brutal Fragmentation Signals

May 15, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Primary bank loyalty is collapsing across North America. At FinovateSpring 2026 in San Diego last May, EMARKETER Principal Analyst Tiffani Montez delivered the line that defined the week. Her verdict: "Banks no longer own the customer." Consumers in the region now hold an average of 7.1

Paytm Payments Bank licence cancelled by RBI
Paytm Payments Bank licence: 4 Brutal RBI Findings

May 13, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Paytm Payments Bank licence cancellation took effect on 24 April 2026 when the Reserve Bank of India invoked Section 22(4) of the Banking Regulation Act, 1949. The order ended the Paytm Payments Bank licence at the close of business that Friday. From then on, the bank

Stablecoin payroll workflow showing cross-border USDC settlement compared to traditional international wire transfers for distributed teams
Stablecoin Payroll: 7 Honest Cross-Border Realities

May 4, 2026

By Kriszta Grenyo, Chief Operating Officer, Suff Digital Stablecoin payroll has crossed the line from fringe experiment to operating decision for distributed teams. When you manage a workforce across multiple countries, payroll becomes a surprisingly complex operational challenge. International wire transfers carry fees that compound with team size and arrive on unpredictable timelines. They also

Late payment crisis response dashboard showing 13-week cash flow model and receivable aging
The CFO's Guide to Surviving a Late Payment Crisis

April 14, 2026

Author: Abhinav Gupta, Founder, Profitjets A late payment crisis rarely starts with the overdue invoice. It starts with the liquidity architecture that was always fragile, waiting for one slow-paying client to make that fragility visible. One invoice sits forty-seven days overdue. Thirty-four percent of the month's projected cash inflow is trapped in someone else's accounts payable

B2B payments market growth projected to reach $3.4 trillion by 2031
2B Payments Market: 3 Leaders Share Crucial 2031 Strategies

April 13, 2026

B2B payments market projections have landed at $3.4 trillion by 2031, according to Mordor Intelligence. That headline number has fueled debate across the fintech industry about what it means for smaller players. So we asked three leaders a direct question: how should SME distributors prepare their payment infrastructure for this shift? Their answers ranged from

B2B buy now pay later versus traditional trade credit comparison
B2B Buy Now Pay Later vs Trade Credit: 7 Expert Insights

April 10, 2026

B2B buy now pay later is transforming how small and mid-sized businesses access working capital. We asked fintech product leaders, credit analysts, and institutional finance professionals one question. How do B2B BNPL products perform compared to traditional trade credit, and who benefits most? Their answers point to a market that reached $14 billion in transaction

Stablecoins for payroll displayed on a digital screen showing a cross-border payment dashboard
Stablecoins for Payroll: 5 Things Employers Must Know in 2026

April 9, 2026

Author: Ankush Gupta, CEO, The BlockoPedia Stablecoins for payroll have moved from speculative concept to working infrastructure in 2026. Every month, millions of workers across Southeast Asia, Latin America, and Sub-Saharan Africa wait days to receive wages from overseas employers. By the time money clears through correspondent banks and currency conversion desks, it has shed three

Business finance dashboard showing PO-to-payment cash leakage metrics and AP automation workflow
The PO-to-Payment Chasm: Unmasking the 23% Cash Leakage CEOs Miss While CMOs Chase Growth

April 7, 2026

Author: Girish Songirkar, Delivery Manager, Enterprise Software Engineering, Arionerp Growth dominates every boardroom conversation. Marketing teams hustle to fill the pipeline, sales teams push to close, and revenue targets climb higher each quarter. Yet beneath that forward momentum, a quieter problem is bleeding capital from the business. The gap between issuing a purchase order and completing

green loans fintech platforms transforming sustainable home energy finance in Australia
Green Loans and Fintech: How Technology Is Streamlining Sustainable Finance

April 7, 2026

Author: Brady Souden, Director, Econ Energy The green loans fintech revolution is transforming how homeowners finance sustainable energy upgrades. In fact, technology-driven lending has reshaped the entire pathway from quote to installation for solar panels, batteries, heat pumps, and EV chargers across Australia. Consider the numbers for a moment. The ACT's Sustainable Household Scheme has

B2B invoicing frustrations shared by six industry leaders in 2026
What Is Your Biggest Frustration With B2B Invoicing in 2026? We Asked 6 Industry Leaders

April 4, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant B2B invoicing should be straightforward in 2026. Send an invoice, receive payment, close the books. Yet over 50% of all U.S. B2B invoiced sales are still overdue, and 68% of companies continue processing invoices manually. So what is going wrong? We asked six industry leaders across fintech,

Fractional CFO fintech specialist reviewing financial dashboards across multiple client accounts
Fractional CFO Fintech: 7 Proven Advantages Over Full-Time Hires

April 2, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant A fractional CFO fintech specialist does something a traditional, full-time CFO structurally cannot. They build compounding insight from navigating financial complexity across multiple regulated companies at the same time. That distinction matters more than most founders realise. Because the fintech landscape moves fast, burns cash faster,

Supply chain finance protecting SME suppliers across multiple tiers
We Asked 4 Industry Leaders: How Does Supply Chain Finance Prevent SME Supplier Failures?

March 30, 2026

Supply chain finance keeps small suppliers alive by closing the gap between delivering goods and getting paid. Yet most supply chain finance programs only reach tier-1 suppliers, leaving the deeper tiers to fend for themselves. So we asked four industry leaders a straightforward question: what role does deep-tier supply chain finance play in preventing SME