Stay ahead in fintech — Weekly insights, deals, and updatesGet Updates

Industry Trends

Browsing: Industry Trends

B2B buy now pay later versus traditional trade credit comparison
B2B Buy Now Pay Later vs Trade Credit: 7 Expert Insights

April 10, 2026

B2B buy now pay later is transforming how small and mid-sized businesses access working capital. We asked fintech product leaders, credit analysts, and institutional finance professionals one question. How do B2B BNPL products perform compared to traditional trade credit, and who benefits most? Their answers point to a market that reached $14 billion in transaction

Stablecoins for payroll displayed on a digital screen showing a cross-border payment dashboard
Stablecoins for Payroll: 5 Things Employers Must Know in 2026

April 9, 2026

Author: Ankush Gupta, CEO, The BlockoPedia Stablecoins for payroll have moved from speculative concept to working infrastructure in 2026. Every month, millions of workers across Southeast Asia, Latin America, and Sub-Saharan Africa wait days to receive wages from overseas employers. By the time money clears through correspondent banks and currency conversion desks, it has shed three

Open banking B2B payments flow showing invoice to reconciliation loop
Open Banking Is Quietly Fixing B2B Payments. Here’s What Most People Are Missing.

April 6, 2026

Author: John Taylor Garner, Founder & CEO, Odynn Open banking B2B payments are quietly reshaping how businesses move money, reconcile invoices, and close their books. Yet most finance leaders still think of open banking as a consumer play. In reality, the infrastructure now exists for platforms to request account-to-account payments, receive payer authorisation through the bank

Early payment discounts strategies for business cash flow improvement
Has Early Payment Discount Financing Worked for Your Business? 6 Leaders Weigh In

April 3, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant Early payment discounts sound like a win for everyone involved. Suppliers get paid faster, buyers save money, and both sides enjoy smoother operations. Yet the reality is far more nuanced than the textbook version suggests. We asked six business leaders across different industries one simple question: has

Solar panel ownership complications during Australian property sale
Solar Panel Ownership: 5 Proven Ways It Derails Australian Home Sales

March 28, 2026

By Brady Souden, Director, Econ Energy Solar panel ownership is the question nobody asks until settlement day turns into a nightmare. With over 4.15 million rooftop systems installed across Australia, one in three homes now carries panels on the roof. Yet there is still no standardised process for tracking or transferring these assets when a

EU Late Payment Regulation impact on SME supply chain finance
How Is the EU Late Payment Regulation Reshaping Supply Chain Finance for SMEs in 2026?

March 27, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant The EU Late Payment Regulation has become one of the most debated pieces of commercial legislation in Europe. While the EU Late Payment Regulation stalled in mid-2025, the three-year regulatory conversation has already reshaped how SMEs think about cash flow, invoice financing, and supplier relationships. We asked

Construction supply chains regional steel distributor warehouse
Construction Supply Chains: 5 Proven Reasons Trust Beats Technology

March 20, 2026

Author: Darren Tredgold, General Manager, Independent Steel Company Construction supply chains don't run on algorithms. Instead, construction supply chains depend on something fintech keeps trying to replace: trust between people who know each other's work. Every few years, a well-funded startup promises to digitise building materials distribution. Yet the results tell a familiar story. E-commerce penetration in

Client churn data early warning signals for SME default prediction
Client Churn Data Is a Better Default Predictor Than a Balance Sheet

March 20, 2026

Author: Callum Gracie, Founder, GiaAI Client churn data tells you more about an SME's financial health than any annual report ever will. Yet not a single fintech lender worldwide uses client churn data from marketing agencies to assess credit risk. That gap should concern anyone in the lending business. Here's what I know from running an

European FinTech 2025 funding growth and deal concentration chart
European FinTech 2025 Is Back and Means Business

March 16, 2026

European FinTech 2025 marks a turning point for the sector. The European FinTech 2025 landscape, as captured by Finch Capital's 10th annual State of European FinTech report, shows an industry that is maturing fast. After years of recalibration, the sector is emerging more focused, disciplined, and resilient. Mid-market M&A remains robust. AI adoption is reshaping

Subscription payment fatigue causing families to cancel children's activities
Subscription Payment Fatigue Is Coming for Children's Services

March 16, 2026

Author: Alena Sarri, Managing Director, Aquatots Swim School Subscription payment fatigue is reshaping how Australian families decide which children's activities to keep and which to cut. Parents now juggle three to five recurring direct debits for swim lessons, dance, music, and gymnastics. They evaluate every charge with the same ruthless logic they use on streaming services. The