bunq, the Dutch neobank, said on 29 October 2026 that the number of its users saving in Ireland rose 74% in 2025 and that Irish savings balances were 39% higher year on year at the start of 2026, and it pays a base rate of 1.61% on the first €10,000 and 3.11% above that, according to bunq’s announcement. Fintechbits checked Trade Republic’s Irish site on 30 October 2026, which offered new customers 3.04% AER on cash up to €50,000, above bunq’s 1.61% base rate on the first €10,000. bunq gives percentages but no customer numbers.

Christmas dents saving

bunq says October to December transactions ran 24% above other months between 2023 and 2025, and Irish users saved 25% less than average in late 2025. Chief evangelist Joe Wilson said “nobody should have to choose between a good Christmas and a safety net”. bunq disclosed €10 billion in deposits in September, as Fintechbits reported. Fintechbits compares bunq with other app-based banks in its guide to neobanks.