Author

Charitarth Sindhu

Chief Operating Officer, Fintechbits

Charitarth Sindhu holds an MBA from Amity University and a professional certificate in applied corporate finance from the University of Cambridge, which shape how he reads company financials, funding and unit economics. He is Chief Operating Officer at FintechBits, where he oversees editorial operations and writes on fintech, payments and financial technology, with more than 600 articles published this year. Earlier, he spent four years in enterprise partnerships at Gramener, working on government and public sector accounts with Microsoft. He is based in Tokyo.

Lending

Renovation Credit Regulation: 5 Urgent Risks Builders Can't Ignore

Jesse Fowler of J&J Plumbing says a $27,000 renovation quote can be a larger commitment than most personal loans, with none of the consumer protections.

March 27, 2026

Payments

Corporate Event Payment Terms: 5 Brutal Realities Every Vendor Faces

A Canberra DJ explains how long corporate payment terms leave sole traders waiting months to be paid for events they have already delivered.

March 26, 2026

Payments

Children's Activity Providers Are Sitting on Retention Data That Insurers Would Pay For

Alena Sarri of Aquatots argues attendance and payment data held by children's activity providers is an asset insurers would value.

March 26, 2026

AI in Finance

Fintech Marketing Agencies: 5 Critical Reasons Startups Hire Them Before CFOs

Callum Gracie of Gia AI explains why fintech startups often hire marketing agencies before a CFO, and what that says about growth-stage priorities.

March 25, 2026

Payments

The Childcare Subsidy System Is Training Parents to Expect Payment Flexibility Everywhere

More than a million Australian families get automatic Child Care Subsidy offsets, and Alena Sarri of Aquatots says that now shapes how they judge every children's service bill.

March 25, 2026

Market Insights

SME Supplier Failures: 7 Leaders Reveal How Deep-Tier Finance Prevents Collapse

Charitarth Sindhu asked seven leaders how deep-tier supply chain finance gives small suppliers faster access to cash before they collapse.

March 25, 2026

Lending

Solar Financing Risks: 7 Alarming Gaps Every Homeowner Must Know

Whole-home electrification quotes of $30,000 to $75,000 turn installers into de facto loan advisers. Brady Souden of Econ Energy sets out seven risks homeowners miss.

March 25, 2026

B2B Payments

AR Automation Tools: 3 Industry Leaders Reveal What Changed Their Cash Flow

Industry leaders say the AR tools that changed their cash flow combine embedded payments and AI reminders, not just digital invoices.

March 24, 2026

Market Insights

Commodity Price Alerts Don't Help When Your Customers Lock Quotes Three Months Out

Darren Tredgold of Independent Steel Company explains why price alerts and hedging tools fail regional distributors whose customers lock quotes months ahead.

March 24, 2026

Market Insights

Seasonal Income Smoothing Is the Product Nobody Has Built for Creative Freelancers

A DJ who earns 70% of his income between September and March says creative freelancers need a product that smooths seasonal income. Nobody has built one.

March 24, 2026

Stablecoins

7 Practical Use Cases Where Stablecoin B2B Payments Outperform Traditional Rails

Stablecoin B2B payments grew 733% to about $226 billion in 2025. Charitarth Sindhu sets out seven cases where they beat traditional cross-border rails.

March 23, 2026

Payments

Parent Portal Payments: 5 Powerful Reasons They're Fintech's Most Overlooked Goldmine

Alena Sarri of Aquatots argues parent portal payments at swim, dance and gymnastics schools move billions and are an overlooked fintech opportunity.

March 23, 2026