Stay ahead in fintech — Weekly insights, deals, and updatesGet Updates

Browsing: Bankinginnovation

Cross-section illustration of a house showing plumbing, electrical, and HVAC systems that tradespeople inspect during service calls
Your Plumber Knows More About Your House Than Your Insurer

February 24, 2026

By Jesse Fowler, Founder of J&J Renovations and J&J Plumbing Services Every time a plumber crawls under a house, they see things no insurer, no appraiser, and no algorithm can see. Pipe materials hidden inside walls. Moisture stains behind cabinets. Wiring that should have been replaced a decade ago. Sump pumps held together by hope. This information gets written

Futuristic digital banking interface representing neobank technology and backend automation for profitability
What Neobanks Must Do Differently to Achieve Profitability in 2026

February 24, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant We asked four industry leaders one simple question: what is the one thing neobanks must do differently to achieve profitability in 2026? Their answers pointed in the same direction. Stop obsessing over app features. Start fixing the backend operations that quietly bleed money every single day. The

Digital globe with interconnected payment networks showing cross-border financial transactions
Cross-Border Payments Changed More in Six Months Than the Previous Five Years

February 22, 2026

Author: Hasan Can Soygök, Founder, Remotify.co Something shifted in cross-border payments between August 2025 and February 2026. Not a gradual shift either. Three forces collided at once: stablecoins got regulated, real-time payment networks started linking across borders, and legacy infrastructure finally retired. If you move money internationally for a living, here is what happened and why

Stack of regulatory compliance documents with a glowing EU symbol representing the EU AI Act's impact on fintech companies before the August 2026 deadline
The EU AI Act Hits Fintech in August 2026. We Asked Industry Leaders What to Do Right Now.

February 22, 2026

Author: Charitarth Sindhu, Fractional Business & AI Workflow Consultant The EU AI Act's August 2, 2026 deadline is closing fast. For fintech companies using AI in credit scoring, automated lending, or insurance underwriting, this is not a distant regulatory event. It is a hard compliance wall with fines reaching €35 million or 7% of global turnover.

Parent using smartphone to make a cashless payment at a swim school while children swim in the background
Your Kid's Swim School Went Cashless. Here's What Fintech Can Learn From It.

February 22, 2026

Author: Alena Sarri, Owner Operator, Aquatots Swim schools don't show up in fintech trend reports. They probably should. Australia has over 600 registered swim schools teaching roughly 1.5 million kids a year. Swimming is the number-one participation activity for children under four in this country. And almost every one of those schools has quietly gone

Abstract illustration of embedded finance powering vertical SaaS platforms and transaction-led revenue
Embedded finance is no longer an add-on. It is the business.

February 11, 2026

Vertical SaaS used to win on workflows. The pitch was simple: replace spreadsheets, remove admin pain, standardise operations. That model still works, but founders we spoke to say it is no longer where the biggest upside sits. The centre of gravity is shifting from subscription revenue to transaction-led revenue, where payments, lending, and insurance are

A financial executive steps out of a corporate office building, symbolizing the exodus of digital asset leaders from major banks like Morgan Stanley, Citi, and BNY Mellon to launch tokenization and blockchain ventures.
Why Digital Asset Leaders Are Leaving Big Banks to Build the Future

May 20, 2025

Something very suspicious is happening right around Europe. While the world’s biggest seems to be doubling down on digital assets, launching tokens, exploring decentralized currencies, and investing in blockchain structure, people spearheading this work are seamlessly walking out the door without questioning. Not because they are leaving the spot empty, but because they see something

Digital illustration showing a young fintech user facing off against a traditional banker, symbolizing the generational shift in finance led by Gen Z.
Fintech vs. Big Banks: Who Will Win the Battle for Gen Z’s Wallet?

May 13, 2025

As financial habits take a steep turn, a new generational shift is already on the way, and for that, Gen Z is leading the charge. Born into a digital-first world, this generation is now reshaping how financial services are consumed, which places fintech startups and traditional banks on a journey with them. The competition seems

Addepar platform shown on smartphone, reflecting $230M Series G raise and global fintech expansion
Addepar Raises $230M in Series G to Expand Wealth Tech Innovation and Global Reach

May 13, 2025

May 13, 2025 – New York – Addepar, a global technology and data platform powering data-driven investment decisions, has announced the successful close of its $230 million Series G funding round. The round was co-led by London-based Vitruvian Partners and returning investor WestCap, with additional participation from long-standing partners 8VC and Valor Equity Partners. Singapore’s

Fintech and cryptocurrency firms applying for banking charters in 2025.
Fintech and Cryptocurrency Companies Seek Banking Licenses in Response to Regulatory Developments

March 19, 2025

The Rise of Fintech and Cryptocurrency Companies Seeking Bank Charters Date: March 18, 2025 In recent years, financial technology and cryptocurrency companies have increasingly sought state and national bank charters to enhance their market presence. As the Trump administration implements policies perceived to favor industry growth, executives from these sectors are exploring strategic avenues that

A fintech startup testing financial products within a regulatory sandbox under supervision.
Regulatory Sandboxes: Fostering Innovation in the Fintech Ecosystem

March 17, 2025

Fintech is a fast-moving sector, leading to innovative solutions that reshape how we access and consume financial services. Emerging Technologies Transforming the Financial Services Sector From blockchain to artificial intelligence (AI)-powered financial tools, the new technologies are changing the landscape. The regulatory sandbox is a shift enabler framework that opens the gateway for Fintech to experiment with new

Fintech News
Fintech Market Growth: A 2025 Industry Report

March 16, 2025

Rapidly Growing Development of Fintech Industry Today, the Fintech industry is bringing a revolution across the world. Financial Technology, which is called Fintech in short, is completely transforming the banking and finance sector. Due to new innovations like digital payments, blockchain, AI-driven financial services, and robo-advisors, this sector is seeing double-digit growth every year. Experts