Market Insights

SoFi debit spend index shows Q3 2026 bills rising faster than the purchases behind them

SoFi Tech Solutions says Q3 2026 debit spend rose 7.4% on 5.9% more transactions. Fiserv's September small-business data shows transactions falling, so the two data sets disagree on visit counts.

Charitarth Sindhu·October 21, 2026

From Dashboards to Coaches: How Fintech Apps Can Guide Money Decisions

Most money apps stop at showing people what they spent. We asked industry leaders how fintech apps can turn that data into better decisions, then checked their answers against the research.

Charitarth Sindhu·October 19, 2026

Better Q3 Revenue of $45.1 Million Misses Its Own Guidance

Better's founder blames the proxy fight for a revenue miss. Fintechbits found the first of two Q3 releases, issued a day earlier, carried no revenue figure at all.

Charitarth Sindhu·October 16, 2026

Socure Q3 Results Bring a $5.2 Billion Valuation and a Churn Question

Socure reported $42.7 million in new bookings and a $5.2 billion valuation for Q3 2026. Fintechbits found logo churn rose from 0.01% to 0.4% against Q2, and the actual ARR figure went missing.

Marvin Evans·October 16, 2026

Pagaya ABS Count Reaches 100 With a $650 Million Auto Loan Deal

Pagaya's 100th securitization drew 35 investors. By Fintechbits' tracking it is smaller than August's $900 million deal and follows a separate facility of nearly $700 million set up in September.

Charitarth Sindhu·October 13, 2026

We Asked Industry Leaders How Banks and Fintechs Should Prepare for Quantum Threats

Quantum computers cannot break bank encryption yet, but migrating takes years. Industry leaders explain how banks and fintechs can find their cryptography, build for change and meet the 2035 deadlines.

Charitarth Sindhu·October 12, 2026

Instant Payments, Instant Fraud: What Rules-Based Systems Miss

Instant payments leave seconds to stop a transfer, and the fastest-growing scams break no rules at all. Industry leaders explain what rules-based fraud systems miss and what is working instead.

Charitarth Sindhu·October 12, 2026

Corpay Cross-Border Extends Its FX Deal With World Baseball Softball

Corpay has renewed its role as foreign exchange provider to world baseball and softball's governing body. The deal is small, but the pattern of sports mandates behind it is worth noticing.

Marvin Evans·October 10, 2026

Viamericas Remittance Network Expands Payouts in Ethiopia and Morocco

Viamericas, the US agent-based money transmitter, has added payout options in Ethiopia and Morocco. Ethiopia's currency reform makes the timing sensible; the release leaves out partners and prices.

Marvin Evans·October 10, 2026

Coinbase Deribit integration puts US and offshore crypto options in one book

Charitarth Sindhu·October 10, 2026

Stripe Capital Gets FedEx Shipping Data in a Bet on Logistics-Based Lending

FedEx and Stripe have agreed a long-term partnership that uses shipment data for small-business lending. The lending product is not due until early 2027; the checkout deal is the part that is real now.

Marvin Evans·October 8, 2026

OpenPayd Nasdaq Listing Plan Rests on $73 Million in Revenue and a SPAC Trust Test

OpenPayd's chief executive expects the SPAC merger that would list the payments company on Nasdaq to close by the end of 2026. The filing's trust and minimum-proceeds terms carry more risk than the headline valuation.

Charitarth Sindhu·October 6, 2026