Author

Marvin Evans

Founder and editor, Fintechbits

Marvin Evans is a finance and fintech professional with 20 years of industry experience, including more than a decade working across the fintech sector. He is the founder of Fintech Bits and Finjobsly, and writes about fintech markets, financial technology, industry trends, innovation and the evolving fintech workforce. His analysis combines hands-on industry experience with data-led research to provide practical insight into the companies, technologies and trends shaping financial services.

B2B Payments

Ramp Valuation Reaches $60 Billion With a $1.85 Billion Raise

Investors priced Ramp at roughly 40 times its June revenue run rate. The round sells about 3% of the company and looks like a war chest for acquisitions and the UK push.

October 11, 2026

Breaking News

Ledger CryptoBilis Attack Went Around the Chip, Not Through It

An implant in a reseller-sold device bypassed the secure chip by reading the seed on its way to the screen. Ledger's advice protects new buyers but says nothing yet about compensation.

October 11, 2026

Corporate Acquisitions

AvaTrade FXCM Deal Breaks Up One of Retail Forex's Oldest Brands

Jefferies is selling FXCM in pieces, with Trade Nation taking the UK clients and AvaTrade most of the rest. No price, no timetable, and a lot riding on client retention.

October 11, 2026

Payments

Linguard Labs Takes Over the Chivo Wallet and Promises Free Remittances

El Salvador has sold control of its bitcoin-era app to a Visa and JPMorgan alumni team. Free transfers are the hook, but lending and an unresolved custody role decide whether it works.

October 11, 2026

Explainers

What is open banking?

Open banking lets people share bank data and start payments through other apps, with their permission. This is how it works and where the rules stand in the UK, EU and US.

October 5, 2026

Explainers

What is embedded finance?

Embedded finance puts loans, accounts, cards and insurance inside businesses that are not banks. This is how it works, the main types, why companies offer it and how it is regulated.

October 5, 2026

Explainers

What is pay by bank?

Pay by bank moves money straight from a shopper's bank account to a merchant, without a card. This is how it works, where it is used, from UK open banking to UPI and FedNow, and how buyers are protected.

October 5, 2026

Explainers

What is Banking-as-a-Service?

Banking-as-a-Service lets fintechs offer accounts and cards on a licensed bank's charter. This is how it works, what went wrong at Synapse and how regulators in the US, UK and Europe now treat it.

October 5, 2026

AI in Finance

What are agentic payments?

AI agents are starting to pay for things on our behalf. This is how agentic payments work, which protocols and pilots are live, and who is liable when an agent gets it wrong.

October 5, 2026

Stablecoins

What is a stablecoin?

Stablecoins now settle card payments and bank transfers. This is how they hold their value, who issues them and what the GENIUS Act and MiCA require.

October 5, 2026

Digital Banking

bunq Completes Wero Rollout Across Four Eurozone Markets

A neobank with customers spread across borders is the natural test case for Europe's home-grown wallet. bunq also used the same event to disclose €10 billion in deposits.

September 25, 2026

Payments

Moov Money Turns Any Debit Card Into a P2P Payment Address

Moov is betting that the debit card, not the app, is the most widely held payment address in America. Jack Henry's banking platform is the first to sign up.

September 24, 2026