Open Banking 2

We Asked Industry Leaders: How Should Lenders Use Alternative Data for Thin-File Borrowers?

Alternative data can help lenders say yes to borrowers with little credit history, but only if it sits beside the basics. Three respondents explain which signals they would trust and how to keep the risk in check.

Charitarth Sindhu·November 12, 2026

We Asked Industry Leaders How Merchants Are Managing Card Fees

Surcharging is closing off in the UK and Australia and opening up in the US. Two merchants explain why the quickest saving is often in the acquirer invoice, and why steering works best as an offer.

Charitarth Sindhu·November 9, 2026

We Asked Industry Leaders What Open Banking Data Changed and What Still Gets in the Way

Open banking data now flows into accounting software every day, giving firms a daily view of their cash. We asked industry leaders what it changed and what still gets in the way, and the answer is that bank feeds still need regular checks.

Charitarth Sindhu·November 6, 2026

We Asked Industry Leaders What Stops Shoppers Using Pay by Bank

Open banking payments are growing fast, yet most shoppers still reach for a card. Two industry voices explain what stops them, and provider data shows which checkout changes lift conversion.

Charitarth Sindhu·October 30, 2026

TD Akoya Rollout Moves TD Bank Customers Toward API-Only Data Sharing

TD Bank U.S. will route fintech data connections through Akoya's APIs from Q4 2026. The release names no aggregators and sets no end date for credential-based access.

Charitarth Sindhu·October 23, 2026

Plaid LendScore 2 claims 42% better credit prediction than bureau data alone

Charitarth Sindhu·October 9, 2026

Chase Data Security Center Puts Data Sharing in View

Chase customers can see which outside apps are connected to their accounts, and cut them off, from inside the Chase Mobile app. The rollout is phased, and Chase has not said who gets it first.

Charitarth Sindhu·September 28, 2026