
February 24, 2026
Author: Callum Gracie, founder of Otto Media and Co-Founder of GiaAI. A junior bookkeeper costs between $35,000 and $49,000 a year. An AI bookkeeping tool costs $240 to $6,000. That gap tells you everything about where SME spending is headed. I run an SEO agency and work with dozens of small business owners across trades








