<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:news="http://www.google.com/schemas/sitemap-news/0.9">
  <url>
    <loc>https://www.fintechbits.net/tradeweb-muni-sweep-launch</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T16:00:00.000Z</news:publication_date>
      <news:title>Tradeweb Muni Sweep Brings Session Trading to a Market Where September Volume Rose 40%</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/friendly-fraud-chargebacks</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders How Merchants Cut Friendly Fraud Chargebacks</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/lendinvest-prism-pepper-advantage</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T15:00:00.000Z</news:publication_date>
      <news:title>LendInvest PRISM Deal Puts a 40% Servicing Cost Cut on a Credit Manager’s Software</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/cma-cftc-lawsuit-stock-perpetuals</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T14:00:00.000Z</news:publication_date>
      <news:title>CMA CFTC Lawsuit Asks a Court to Undo Approval of Single-Stock Perpetuals</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/cross-border-payment-costs-smes</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T13:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders About the Hidden Cost of Paying Across Borders</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/fourthline-veridas-merger-closes</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T13:00:00.000Z</news:publication_date>
      <news:title>Fourthline Veridas Merger Closes With a €20 Million Synergy Goal and an Undisclosed Price</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/chime-workday-direct-deposit</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T12:00:00.000Z</news:publication_date>
      <news:title>Chime Workday Deal Steers Paychecks Toward the $590 Million Bank Chime Is Buying</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/fintech-jobs-report-october-2026</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T11:00:00.000Z</news:publication_date>
      <news:title>Tracked fintech jobs in October: 1,462 new roles; outside Stripe, compliance beat payments</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/ant-international-ensembletx-tokenised-deposits</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T10:00:00.000Z</news:publication_date>
      <news:title>Ant International EnsembleTX Transfers Settle in Five Minutes, in a Pilot of 12 Banks</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/marqeta-q3-2026-results-guidance</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:30:00.000Z</news:publication_date>
      <news:title>Marqeta Q3 2026 Passes a $500 Billion Run Rate as Revenue Guidance Slips Again</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/jp-aubin-bgc-vice-chairman</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T09:00:00.000Z</news:publication_date>
      <news:title>JP Aubin Steps Back as BGC Co-CEO Two Days Before Results BGC Guided at $775 Million to $835 Million</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/toast-q3-2026-results-ftc</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:30:00.000Z</news:publication_date>
      <news:title>Toast Q3 2026 Raises Its Outlook, and Says Nothing About the FTC Suit Over Its Fees</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/klarna-mollie-dispute-fx-expansion</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T08:00:00.000Z</news:publication_date>
      <news:title>Klarna Mollie Deal Reaches 350,000 Merchants, but UK Sellers Pay 4.99% a Sale</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/block-q3-2026-results-builders-bank</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:30:00.000Z</news:publication_date>
      <news:title>Block Q3 2026 Beats Guidance as Bitcoin Gross Profit Halves and a Custody Charter Waits</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/upstart-q3-2026-results-guidance</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-04T07:00:00.000Z</news:publication_date>
      <news:title>Upstart Q3 2026 Brings Record Profit, but Full-Year EBITDA Guidance Falls to $260 Million</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/multibank-exchange-interbank-matching-engine</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T21:00:00.000Z</news:publication_date>
      <news:title>MultiBank Exchange Launches Interbank FX Platform With Fiat and Digital Asset Settlement</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/panacea-plexpay-healthcare-payments</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T20:00:00.000Z</news:publication_date>
      <news:title>Panacea PlexPay Puts Card Processing and Patient Financing Next to Doctors’ Bank Accounts</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/rasan-results-9m-2026</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T19:00:00.000Z</news:publication_date>
      <news:title>Rasan Results Show Nine-Month Revenue Up 64% to SAR 819 Million</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/animoca-brands-adgm-fund-management</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T18:00:00.000Z</news:publication_date>
      <news:title>Animoca Brands ADGM Permission Clears It to Manage Investment Funds in Abu Dhabi</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/glia-prospect-snapshot-business-banking</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T17:00:00.000Z</news:publication_date>
      <news:title>Glia Prospect Snapshot Moves Glia’s Banking AI Into Business Banking Sales</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/chris-britt-chime-founder-profile</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:30:00.000Z</news:publication_date>
      <news:title>Chris Britt: The Chime Founder Who Turned Down a Sale and Has Agreed to Buy a Bank</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/dora-third-party-risk-vendors</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T15:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders What DORA Changed in Managing Tech Vendors</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/ai-loan-declines-explained</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders How They Explain an AI Loan Decline</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/adyen-small-business-survey-cash-flow</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T14:00:00.000Z</news:publication_date>
      <news:title>Adyen Small Business Survey Finds 41% of US Firms Have Less Than a Month of Cash Cover</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/fintech-profitability-changes</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders Which Change Moved Them Closer to Profit</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/deepfake-kyc-onboarding</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:00:00.000Z</news:publication_date>
      <news:title>We Asked Industry Leaders How Deepfakes Changed Customer Onboarding</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/bilt-lava-acquisition-300-million</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T13:00:00.000Z</news:publication_date>
      <news:title>Bilt LAVA Acquisition Values the Sports Loyalty Platform at $300 Million</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/zip-bnpl-survey-checkout-abandonment</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T12:00:00.000Z</news:publication_date>
      <news:title>Zip BNPL Survey Says 83% of Loyal Users Would Abandon a Cart, From a Three-Day Poll</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/tzero-spac-fg-imperii-merger</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T11:00:00.000Z</news:publication_date>
      <news:title>tZERO SPAC Merger Values tZERO at $350 Million, Against a $227.5 Million Trust</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/liberis-qred-merger-completed</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T10:00:00.000Z</news:publication_date>
      <news:title>Liberis Qred Merger Closes With 60,000 Customers, but Without the EUR 250 Million Revenue Line</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/paymentus-q3-2026-results</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T09:00:00.000Z</news:publication_date>
      <news:title>Paymentus Q3 2026 Revenue of $372.2 Million Clears Its Own Forecast, Then Guides Flat</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/revolut-new-zealand-bank-registration</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T08:00:00.000Z</news:publication_date>
      <news:title>Revolut New Zealand Becomes the Country’s 27th Registered Bank, Under a Law That Expires in 2028</news:title>
    </news:news>
  </url>
  <url>
    <loc>https://www.fintechbits.net/binance-hack-6-billion-recovery</loc>
    <news:news>
      <news:publication>
        <news:name>Fintechbits</news:name>
        <news:language>en</news:language>
      </news:publication>
      <news:publication_date>2026-11-03T07:00:00.000Z</news:publication_date>
      <news:title>Binance Hack: $6.36 Billion Gone, 95% Replaced, and 628 Wallets on the FBI’s List</news:title>
    </news:news>
  </url>
</urlset>
